Finigenie
Utility UAE Management

Never Miss a
Business Bill
Again

Automate utility payments across the UAE from one dashboard. Centralize, validate, and reconcile payments to DEWA, Salik, telecom providers, and more — with institutional precision.

Central Wallet BalanceAED 165,230.00

Upcoming Executions

DEWA — HQ Building

Due in 2 days

AED 12,450.00

Scheduled

Salik — Fleet Auto-Recharge

Threshold Triggered

AED 5,000.00

Processing

One Wallet. Every Business Payment.

Stop juggling multiple portals, credentials, and manual bank transfers.

DEWASEWASalikEtisalatDuEmpowerVAT PaymentsCorporate Credit Cards

How It Works

Automate your entire bill payment workflow in three simple steps.

Step 1

Connect Your Billers

  • DEWA
  • SEWA
  • Abu Dhabi Gov
  • Salik
  • Telecom (Du/Etisalat)
  • VAT
  • Corporate Cards
Step 2

Fund One Central Wallet

  • Corporate Credit Cards
  • Local Bank Transfer (UAEFTS)
  • Direct Debit Authority
  • Automated Top-ups
Available Balance

AED 450,000.00

Last funded: Today, 09:00 AM

Step 3

Set Your Payment Rules

  • If

    Salik balance falls below AED 500

    Then

    Auto-recharge AED 2,000

  • If

    DEWA bill is generated

    Then

    Pay automatically if < AED 15,000

  • If

    Any bill exceeds AED 50,000

    Then

    Route to CFO for approval

  • If

    It's the 25th of the month

    Then

    Pay all approved telecom bills

  • If

    New employee mobile plan added

    Then

    Add to monthly payment batch

  • If

    Payment is successfully processed

    Then

    Sync receipt to ERP automatically

Bills Come In. Finigenie Takes It From There.

  1. Fetch

    Automatically retrieve invoices from provider portals.

  2. Validate

    Check against historical averages and expected amounts.

  3. Approve

    Route anomalies for manual review based on custom rules.

  4. Pay

    Execute payment securely from the central wallet.

  5. Reconcile

    Match payments and push data to your accounting software.

  6. Report

    Generate comprehensive spending analytics and audit trails.

Live Processing Status

Batch #4829

Processing DEWA Invoices

In Progress

Batch #4828

Salik Auto-Recharge

Completed

Batch #4830

Etisalat Corporate Plans

Queued

Built for Businesses With Multiple Locations

Corporate Structure Mapping

Holding Company
Entity AEntity B
Branch 1Branch 2Branch 3Branch 4

Fleet & Asset Management

Main Fleet Wallet
Dubai FleetAD Fleet
Vehicles 1-50Vehicles 51-100Heavy Duty
Admin
Finance Dir.
AP Manager
Branch Mgr.
Auditor

Seamless ERP Integration

SAPOracleNetSuiteDynamics
Your ERP SystemGL Sync / PO Matching
FinigenieValidation & Execution Engine
Utility ProvidersDirect API / Portal Integration

Built-in Payment Controls

Maker/Checker Workflows

Mandate dual approvals for high-value transactions.

Limit Controls

Set daily, weekly, or monthly payment ceilings.

Full Audit Trail

Track who approved what and when, immutably.

Anomaly Alerts

Get notified instantly if a bill spikes unexpectedly.

Bank-Grade Security

Enterprise encryption and secure tokenization.

Duplicate Prevention

Automated checks ensure no bill is paid twice.

Compliance Ready

Built to align with UAE financial regulations.

RBAC

Granular Role-Based Access Control for all users.

Built for UAE Businesses That Handle Payments at Scale

Retail Chains

Pain

Managing DEWA bills for 50+ store locations individually.

Quick Win

Centralized dashboard mapping all meters to specific cost centers.

Property Management

Pain

Reconciling chiller (Empower) and utility bills across hundreds of units.

Quick Win

Automated fetching and bulk payment with instant ERP reconciliation.

Logistics & Transport

Pain

Fleet vehicles halted due to low Salik balances.

Quick Win

Rule-based auto-recharge ensures vehicles never face toll disruptions.

Hospitality

Pain

Complex VAT payments and multiple vendor telecom contracts.

Quick Win

Scheduled, approved payments ensuring zero late fees or service cuts.

Construction

Pain

Tracking temporary utility connections across dynamic project sites.

Quick Win

Easily add/remove billers and assign costs directly to project codes.

Enterprise HQs

Pain

CFO lacks visibility into total administrative operating costs.

Quick Win

Real-time macro reporting on utility spend with trend analysis.

Got Questions?

Everything you need to know about Finigenie. Can't find the answer? Talk to our team.

Can I pay multiple DEWA bills from one dashboard?

Finigenie is designed to centralise multiple business utility accounts so companies with several premises can manage their DEWA and other recurring payments through one operational dashboard.

Can businesses automate utility bill payments in the UAE?

Yes. With supported biller integrations, businesses can create rules around bill retrieval, approvals, scheduling and payment execution instead of manually processing every bill.

Can I manage DEWA and SEWA bills together?

Finigenie is designed as a cross-biller payment management layer, allowing businesses to manage accounts belonging to different utility providers through the same payment workflow.

Can Finigenie automate Salik payments for company vehicles?

Salik accounts can be incorporated into fleet payment workflows, enabling businesses to monitor balances, create recharge rules and maintain central records of payments.

Can different branches have separate users?

Yes. Businesses can create role-based users and allocate access according to company, branch, property, department or responsibility.

Does Finigenie integrate with ERP software?

Finigenie can connect with ERP and accounting systems through APIs so payment instructions, status and reconciliation data can move between your ERP and payment layer.

Can the system automatically reconcile utility payments?

Yes. Payment references, bill information and transaction records can be brought together so finance teams have a clear record of paid, pending and failed payments.

What happens if a bill is unusually high?

Businesses can configure exception rules. Instead of automatically paying the bill, Finigenie can flag the transaction and request approval before payment.

Is Finigenie useful for companies with many properties or branches?

That is one of the primary use cases. Finance teams can centrally manage utility and recurring payments across multiple locations while maintaining location-wise reporting and permissions.

Calculate Your ROI

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