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Choose the plan that fits your volume. Upgrade, downgrade, or cancel anytime with complete financial transparency.
Free
Best for smaller teams wanting to simplify finances.
Everything in Free:
- Unified financial dashboard
- Real-time transaction analytics
- Supplier & payer performance insights
- Automated transaction reconciliation
- Domestic collections & payables (INR)
- Domestic transactions enabled
- Defined per-transaction limits
- Settlement: Domestic T+1
- Standard support
- Voice-Based Cash Logging
- Bank Statement Analyzer
- Link-Based Collection
- ₹100 Welcome Wallet Balance
Pro
Perfect for teams using AI automation.
Everything in Pro:
- Unified financial dashboard
- Real-time advanced transaction analytics with visual reports
- Supplier & payer performance insights at scale
- Automated reconciliation with enhanced controls
- International collections & payables (AED, USD, INR)
- Domestic & international transactions enabled
- Higher per-transaction limits
- Settlement: Domestic T+0 | International T+4/T+7
- Reseller dashboard with custom MDR & profit settlement
- Priority support
- Multi-Currency Global Collection (INR & AED)
- Crypto-Enabled Virtual Account
- USD Global Virtual Account
- BBPS Bulk Utility Bill Payment API
- Auto-Recurring Collection - Link Your Card
- CRM & Lead Management - 7 User Access
- Free AED/INR Prepaid Card
Enterprise
Made for teams needing full customization.
Everything in Enterprise:
- Unified financial dashboard
- Real-time custom transaction analytics and reporting
- Supplier & payer performance intelligence
- Automated reconciliation with custom workflows
- Global country collections & payables (AED, USD, INR, EUR, SGD)
- Domestic & international transactions enabled
- Higher per-transaction limits
- Settlement: Domestic T+0 | International T+4
- Dedicated relationship manager
- API integrations & automation
- Complimentary 10+ AED/INR Prepaid Cards
- LMS Full Access - Unlimited User Seats
How Industry Leaders Use BPSP to Maximize Working Capital
Your suppliers don't need card machines. Pay unbanked or RTGS-only commercial vendors with corporate cards at predictable, volume-based pricing that delivers positive ROI.
Fund Raw Material Orders with 45-Day Interest-Free Credit Lines
Raw material suppliers, chemical distributors, and metal fabricators insist on advance bank wires (RTGS) before dispatch, locking up vital working capital and depleting cash buffers.
Finigenie BPSP enables manufacturers to pay bulk invoices using commercial credit cards. Suppliers receive direct RTGS credits within standard clearing hours without needing merchant card terminals.
Unlock 35–50 days of extended cash float to maintain production cycles and negotiate early-payment cash discounts from suppliers.
Sub-2% transparent pricing offset entirely by 2–3% supplier prompt-payment discounts, turning payment operations into a net cash generator.
- Steel & Polymer Distributors
- Industrial Gas & Power Utilities
- Packaging Material Suppliers
- Contract Machinery Fabricators
Powered by VISA • Regulated Acquiring • Zero Setup Lock-In
How Finigenie's Pricing Compares.
A quick look at how our pricing approach differs from other payment platforms.
Finigenie vs Airwallex
Transparent, flat-fee pricing built for SMEs vs tiered FX-markup pricing designed for global enterprises.
Finigenie vs Revolut Business
Predictable, all-inclusive pricing vs plan-based subscription tiers with paid add-ons.
Finigenie vs Ramp
Pricing built for growing SMEs outside the US vs enterprise-first spend management contracts.
Finigenie vs Volopay
Simple usage-based pricing with no seat fees vs platform-plus-per-seat pricing.
Finigenie vs Razorpay
Bundled orchestration pricing across payment methods vs per-gateway transaction fees.
Finigenie's pricing is built around a single, predictable structure rather than layered plans, seat fees, or FX markups. Compared to global payments platforms, consumer-turned-business apps, and regional payment gateways, Finigenie combines transparent, usage-based pricing with the orchestration features SMEs actually need — without the enterprise contracts or hidden charges common elsewhere.
Predictable, usage-based pricing with zero hidden markups.
Comparison disclaimer: Information above is based on publicly available information and is provided for comparison purposes only. Finigenie is not affiliated with or endorsed by the companies mentioned unless explicitly stated. Pricing, features, and capabilities may change; we recommend verifying current information with each provider.
Traditional Enterprise Pricing vs. Finigenie
See why growing SMEs and multinational enterprises switch from rigid lock-in contracts to transparent usage-based billing.
| Cost Factor | Legacy Enterprise Software | Finigenie Platform |
|---|---|---|
| Per-User License Fees | $20 - $75 per user / month | $0 — Unlimited users & approvers |
| Cross-Border FX Markup | 2.5% to 4.0% hidden bank spread | Locked interbank rates; transparent flat fee |
| Annual Contract Lock-in | 12 to 36 months mandatory commitment | Month-to-month flexible usage billing |
| ERP & API Integration Cost | $5,000+ implementation charges | Free developer sandbox & pre-built connectors |
Frequently Asked Pricing Questions
Clear, honest answers about fees, contracts, volume tiering, and currency support.
Got Questions?
Everything you need to know about Finigenie. Can't find the answer? Talk to our team.
Finigenie operates on transparent, volume-based pricing with predictable per-transaction fees. There are no hidden platform setup fees, surprise maintenance surcharges, or opaque foreign exchange (FX) markups.
No. Unlike traditional enterprise ERPs or spend management tools that charge per user seat, Finigenie offers unlimited team members, approvers, and accountant seats across all plans.
Yes. For high-volume enterprises processing over ₹50 Lakhs / AED 250,000 monthly, our commercial team provides customized tiered rates, dedicated liquidity lines, and bespoke API SLAs.
Standard pricing includes access to local bank transfers (IMPS, NEFT, RTGS, UAE Local Transfers), corporate credit card rails (BPSP), virtual collection IBANs, and automated reconciliation connectors.
With Finigenie BPSP (Business Payment Solution Provider), enterprises pay non-card suppliers (such as raw material manufacturers, EPC contractors, freight lines, and hospitals) using corporate credit cards. Finigenie clears the transaction over domestic banking rails (RTGS/NEFT/UAE Local Transfers), crediting the vendor's bank account directly. Businesses only pay a low, transparent per-transaction processing fee with zero software seat charges, while gaining 30–45 days of interest-free working capital float.
Yes. Developers and finance teams can access our free sandbox environment to simulate multi-currency collections, API webhooks, and invoice payouts with mock credentials before going live.
Calculate Your ROI
Make informed investment decisions with our advanced ROI calculator.
Calculate Your ROI
Make informed investment decisions with our advanced ROI calculator.