Be a billing powerhouse
Utility Payment Services
Seamlessly integrate our BBPS-powered API and let your users pay electricity, gas, water, broadband bills, and more—right from your platform.
01.
Connect Your App
Use our easy-to-integrate APIs to connect your website, app, or system to BBPS through Finigenie.
02.
Offer Bill Payments to Users
Once integrated, your users can search, fetch bill details, and pay instantly across 100+ services.
03.
Track & Reconcile with Ease
Get real-time transaction updates, confirmations, and downloadable reports from a centralized dashboard.
What you can do
Why choose finigenie
Benefits for your business
100+ Utility Categories
Electricity, DTH, Gas, Water, Broadband, FASTag, Insurance, Loan EMIs, and more—BBPS compliant.
Direct Commission from BBPS
You earn every time your user pays—no middlemen, no waiting, no chasing.
White-Label Mobile App Available
Launch your own branded app for utility payments instantly, without any development costs.
Built-in Fraud Protection
All transactions are monitored and verified for authenticity with secure encryption protocols.
DSA (Direct Selling Agent) Model Supported
Onboard your own sub-agents to expand your reach and let them earn commissions too.
24x7 Tech & Compliance Support
We handle all BBPS compliance, documentation, and onboarding steps—so you don’t have to.
Scenarios
How Different Industries Are Leveraging the Bill Payment API
Use Case:
A digital payment app wanted to expand its features beyond UPI and mobile recharges. With Finigenie’s Bill Payment API, they added 100+ utility payment categories to their app within days.
Impact:
User engagement grew as customers started using the app for daily essentials like electricity and broadband bills. The startup now earns steady commission from every successful bill payment—directly from BBPS.
Benefits:
Boost in daily active users and retention
New revenue stream through BBPS commissions
Fast go-live with full branding via the white-label mobile app
Use Case:
A growing NBFC offering small-ticket loans wanted to provide value-added services to its customer base in rural areas. Using Finigenie’s white-label BBPS platform, they enabled utility bill payments through their agents and branches.
Impact:
Loan customers began visiting branches not just for EMIs, but also to pay their household bills—giving the NBFC more frequent touchpoints and an opportunity to earn extra income.
Benefits:
Improved customer engagement and footfall
Commission-earning utility service for existing branches
No additional tech development required
Use Case:
An individual agent in a tier 3 city wanted to offer bill payment services to locals who prefer cash-based transactions. Using Finigenie’s BBPS-powered platform and white-label mobile app, the agent began handling bulk utility bill payments for the entire neighborhood—covering electricity, water, and gas.
Impact:
By processing dozens of bills daily, the agent earns consistent commission payouts directly from BBPS. Customers benefit from convenience, and the agent has turned this into a sustainable local business.
Benefits:
Earns per bill paid—no cap, no delay
Easy-to-use mobile app with real-time transaction status
Zero setup cost and minimal documentation
Works well even with limited digital infrastructure
FiniPOS transformed my retail experience! Its seamless integration and vendor payment feature have streamlined my operations, making transactions easier than ever. Highly recommend!
Transformed Retail Experience
BharatBiz has revolutionized our expense management! The cashback feature and petty cash management have greatly improved our budgeting process. Thank you, Finigenie!
Improving Cashflow
Finigenie’s Vendor Payments System has simplified how we pay our suppliers, reduced processing time, and improved transparency. It’s the ideal solution for managing payouts efficiently and staying in control!
Happy Vendors
