Settle your invoices instantly
Invoice Discounting
No more cash flow delays—get your vendor payments settled instantly with Finigenie’s smart invoice discounting.
01.
You Raise an Invoice
A vendor submits an invoice worth ₹1,00,000 to your business.
02.
Finigenie Settles it Instantly
The vendor receives immediate payment from us, minus a small discount.
03.
You Pay Later
Your business repays us later—giving you time to manage your cash flow.
Why choose finigenie
Benefits for your business
No Cash? No Stress
Continue operations even when your funds are temporarily tied up.
Stronger Vendor Relationships
Pay vendors on time, every time—without hurting your cash reserves
Simple, Transparent Fees
No hidden charges. You always know how much is being discounted.
Quick Verification and Cash Flow
Verify your business in minutes and get access to funds in just 24–72 hours!*
End-to-end Management
Scenarios
Industries we Serve
Keep the Wheels Turning Without Waiting for Payments
In logistics, operations don’t pause—but payments often do. Delays from clients can slow down everything from fleet maintenance to staff payouts.
With Finigenie, logistics companies unlock working capital tied up in invoices and ensure vehicles stay on the move—even before the cash arrives.
Use It For:
Fuel advances
Vendor payments
Driver salaries
Handle High Volume Bookings Without Cash Flow Stress
Travel agencies and aggregators deal with unpredictable booking cycles and upfront vendor payments. Waiting on receivables can mean missed opportunities or poor customer experience.
Finigenie helps bridge the gap by turning pending invoices into quick-access capital—so your business can commit with confidence.
Use It For:
Group booking advances
Vendor pre-payments
Operational overheads
Produce, Deliver, and Repeat—Without the Wait
Manufacturers often need to invest in materials, machinery, or labor before receiving payment for earlier orders. This can slow down production or force compromises.
Finigenie’s invoice discounting solution helps release blocked cash, letting you take on new orders confidently while keeping current ones on track.
Use It For:
Raw material procurement
Staff and machine costs
Scaling production runs
Stay Stocked, Stay Ready
Running a food business means things move fast—inventory runs low, orders pile up, and every day brings a new rush. But when payments are delayed, even the best kitchens can feel the pinch.
That’s where Finigenie steps in. We turn your unpaid invoices into quick cash, so you can keep cooking, catering, and serving without skipping a beat.
Use It For:
Restock ingredients and supplies
Handle packaging and delivery costs
Take on big events without financial hiccups
FiniPOS transformed my retail experience! Its seamless integration and vendor payment feature have streamlined my operations, making transactions easier than ever. Highly recommend!
Transformed Retail Experience
BharatBiz has revolutionized our expense management! The cashback feature and petty cash management have greatly improved our budgeting process. Thank you, Finigenie!
Improving Cashflow
Finigenie’s Vendor Payments System has simplified how we pay our suppliers, reduced processing time, and improved transparency. It’s the ideal solution for managing payouts efficiently and staying in control!
Happy Vendors
| Fini Invoice Discounting | TReDS Portal | |
|---|---|---|
|
Approval Process |
Instant approval |
Requires buyer & supplier registration, plus NBFC/Banks approval |
|
Funding Speed |
Instant transaction processing |
Settlement in T+1 to T+3 days |
|
Cost to Business |
0% – 2% MDR |
Discounting fees (9-15%) + transaction charges |
|
Flexibility in Usage |
Can be used for any vendor, anytime |
Only works for invoices uploaded on TReDS |
|
Repayment Terms |
45-60 days interest-free period, EMI options available |
Immediate settlement, financing involves additional interest |
|
Additional Benefits |
Cashback, rewards, travel benefits, expense tracking |
No rewards or cashback |
|
Vendor Onboarding |
No registration required, pay directly via POS, UPI, or PG |
Vendor must register, approval process required |
|
Global Transactions |
Can be used for international payments |
Limited to domestic invoice discounting |
