Grow your revenue with Finigenie.
Whether you run a neighbourhood retail store or lead an enterprise institution, there's a partnership built for you — earn on every transaction or launch your own branded payment platform.
Shopkeeper & Retail Partners
Your Wallet, Your Earnings
Earn high commissions on FASTag, bill payments, mobile recharges, loan and insurance leads. Turn your storefront into a digital fintech hub.
Enterprise & White-Label Partners
Build on Our Infrastructure
Banks, fintechs, ERPs, and resellers building on Finigenie's platform. Access turnkey API-driven financial workflows and custom branded solutions.
The Finigenie Partner Program lets shopkeepers and enterprises earn revenue through Finigenie's payment infrastructure. Retail partners earn commission processing FASTag, utility bill, and recharge transactions through a dedicated wallet. Enterprise partners license Finigenie's white-label platform to launch their own branded payments and collections products.
Your shop's digital partner for frictionless revenue.
Open a digital wallet to process FASTag, bill payments, mobile recharges, loans, and insurance — all from one intuitive Finigenie dashboard with zero capital barrier.
Open Wallet
Instant digital KYC
Fund Wallet
Add operating balance
Transact
Process bills & FASTag
Earn
Real-time commission
Get Paid
Same-day bank payout
Transparent Earning Potential
Maximize recurring revenue with competitive commission structures credited in real-time.
| Service Category | Commission Rate |
|---|---|
FASTag RechargeHigh Volume | ₹3 per ₹5,000 |
Wallet Top-up BonusAutomated | ₹1 per ₹1,000 |
Card PaymentPOS / Virtual | 1.60% MDR |
Business/Home LoanHigh Ticket | 1%–2% |
Personal LoanInstant approval | 1.5% |
Vehicle LoanDirect payout | 1%–1.5% |
Two-Wheeler InsuranceHigh Margin | 10%–15% |
Health/Shop InsuranceHigh Margin | 10%–15% |
Sample Partner Earnings
With standard ₹2,00,000 monthly turnover transacted across FASTag, bill settlements, and loan referrals:
Estimated Monthly Net Revenue
Earn more as you cross monthly milestone tiers. Payouts credited directly to your bank account with complete tax reporting.
Milestone Targets & Tier Progression
Scale your transaction volumes to unlock elevated payout rates and exclusive partner perks.
| Service Category | Tier 1 (Bronze) | Tier 2 (Silver) | Tier 3 (Gold) |
|---|---|---|---|
| FASTag Recharge Volume | ₹50,000 | ₹2L | ₹5L |
| Utility Bills Count | 100 | 300 | 700 |
| Mobile Recharge Volume | ₹20,000 | ₹75,000 | ₹2L |
| Loan Leads | 1 | 3 | 8 |
| Insurance Policies | 2 | 8 | 20 |
Performance Recognition & Annual Awards
Earn status badges and quarterly financial rewards as your partner volume expands.
Star / Platinum
Top TierMaximum commission rate + Dedicated Account Manager & Priority Tech Support
Gold
AdvancedSpecial monthly target bonus on base commission rates
Silver
IntermediateStandard enhanced commission rates across all categories
Bronze
StarterBase commission rates upon onboarding completion
Top 3 Partners (Annually)
Substantial cash reward plus VIP invitation to the Finigenie Annual Partner Summit.
Top FASTag Partner (Quarterly)
Additional commission override bonus for the subsequent 3 months.
Top Insurance Partner (Quarterly)
Direct cash incentives plus recognized certificate of excellence.
Top Loan Partner (Quarterly)
Exclusive volume multipliers and prioritized lending syndicate access.
Partner Code of Conduct
Clear operating standards to protect your shop, ensure compliance, and delight customers.
Best Practices (Do's)
- Always verify customer details before executing any transaction.
- Keep your digital partner wallet adequately funded for smooth processing.
- Display Finigenie authorized merchant branding prominently.
- Provide instant digital or printed confirmation receipts to customers.
Strict Prohibitions (Don'ts)
- Never share your OTP, credentials, or security PIN with anyone.
- Do not levy arbitrary extra service charges beyond official rates.
- Avoid disclosing or storing customer private financial data locally.
- Do not mix personal accounts with commercial business transactions.
All services are provided in coordination with authorized banking partners and NPCI/BBPS rails. Partner balances remain safeguarded in regulated escrow accounts.
How & When You Get Paid
Direct, transparent settlement terms with automated monthly financial reports.
Zero-Cost Onboarding
No initial setup fees for basic retail partners. Rapid digital KYC activation within 24 hours.
Real-Time Settlement Cycle
Instant real-time wallet credits for bill payments. Weekly automated settlements for loans & insurance.
Tax Compliant Payouts
Statutory TDS deducted as per government norms with automated digital Form 16A certificates.
Ready to Become an Authorized Partner?
Start activating FASTag recharge, utility bills, and loan referrals for your retail clients today.
Build on Finigenie's Enterprise Engine.
Equip your corporate customers, fintech products, or ERP software with modular B2B payouts, collections, and automated reconciliation.
White-Label Experience
Launch turnkey branded financial portals tailored to your institutional identity.
Deep ERP Workflows
Plug-and-play RESTful APIs & webhooks for SAP, Oracle, Zoho, and custom ERPs.
Rapid Deployment
Go live in days with production-ready SDKs, sandbox environments, and documentation.
Dedicated SLA Support
24/7 technical desk with guaranteed response SLAs and named account directors.
What We Look For In Enterprise Partners
Infrastructure
Acquiring rails, merchant networks, and direct settlement capability.
Go To Market
Enterprise distribution channels, corporate accounts, or dense retail footfall.
Governance & Compliance
Robust AML/KYC adherence, clear operating licenses, and ethical customer practices.
How Institutional Partners Monetize
Recurring Margin Share
Generous percentage cut on every transaction processed across your client network.
Enterprise Activation Fees
Upfront milestone fee credited for every high-volume corporate client onboarded.
Software Subscription Split
Lucrative revenue share on recurring SaaS licenses and modular add-on activations.
Why Partner With Finigenie
Built on institutional reliability, transparent commercials, and high-performance financial infrastructure.
Accelerated Go-To-Market
Launch modern payment products in weeks without massive R&D outlays.
Day-One Monetization
Start generating transaction revenues immediately with pre-negotiated bank rates.
Minimal Compliance Risk
Finigenie handles regulatory overhead, certifications, and security auditing.
Enterprise Scalability
Infrastructure engineered for 99.99% uptime and high-volume burst throughput.
Frequently Asked Questions
Everything you need to know about joining our retail or enterprise partner program.