Become a Finigenie Partner
Whether you run a neighbourhood shop or lead an enterprise institution, there's a partnership built for you — earn on every transaction, or build your own platform on ours.
Shopkeeper & Retail Partners
Your Wallet, Your Earnings
Earn commission on FASTag, bill payments, recharge, loan and insurance leads. Convert your shop into a digital service hub.
See the Retail Partner ProgramEnterprise & White-Label Partners
Build on Our Infrastructure
Banks, fintechs, ERPs and resellers building on Finigenie's platform. Access API-driven workflows and white-label solutions.
See the Enterprise Partner ProgramThe Finigenie Partner Program lets shopkeepers and enterprises earn revenue through Finigenie's payment infrastructure. Retail partners earn commission processing FASTag, utility bill, and recharge transactions through a dedicated wallet. Enterprise partners license Finigenie's white-label platform to launch their own branded payments and collections products.
Retail & Shopkeeper Partners
Your Shop's Digital Partner
Open a digital wallet to process FASTag, bill payments, mobile recharges, loans, and insurance — all from one Finigenie wallet.
Earn extra income from your existing customers without any extra investment. Join thousands of shopkeepers who have increased their daily earnings with Finigenie.
- 1Open Your Wallet
- 2Fund Your Wallet
- 3Transact
- 4Earn
- 5Get Paid
Your Earning Potential
Maximize your earnings with our transparent commission structure.
| Service | Commission |
|---|---|
| FASTag Recharge | ₹3 per ₹5,000 |
| Wallet Top-up Bonus | ₹1 per ₹1,000 |
| Card Payment | 1.60% MDR |
| Business/Home Loan | 1%–2% |
| Personal Loan | 1.5% |
| Vehicle Loan | 1%–1.5% |
| Two-Wheeler Insurance | 10%–15% |
| Health/Shop Insurance | 10%–15% |
Sample Month
With ₹2,00,000 in monthly transactions across services:
~₹69,600
Estimated Monthly Earnings
Illustrative example only — actual earnings vary by transaction mix and volume.
Monthly Targets & Partner Tiers
Achieve these monthly targets to unlock higher tiers and better benefits.
| Service | Tier 1 (Bronze) | Tier 2 (Silver) | Tier 3 (Gold) |
|---|---|---|---|
| FASTag Recharge Volume | ₹50,000 | ₹2L | ₹5L |
| Utility Bills Count | 100 | 300 | 700 |
| Mobile Recharge Volume | ₹20,000 | ₹75,000 | ₹2L |
| Loan Leads | 1 | 3 | 8 |
| Insurance | 2 | 8 | 20 |
Performance Rewards
| Performance Level | Benefit |
|---|---|
| Star/Platinum | Max commission + Priority Support |
| Gold | Bonus on base commission |
| Silver | Standard commission rates |
| Bronze | Base commission rates |
| Warning | Account review required |
Top 3 Partners, Annually
Cash rewards plus an invitation to the Annual Partner Meet.
Top FASTag Partner, Quarterly
Extra commission for the next 3 months.
Top Insurance Partner, Quarterly
Cash bonus.
Top Loan Partner, Quarterly
Extra commission for the next 3 months.
Illustrative reward structure — confirm current reward values with Finigenie before publishing.
What We Expect From Our Partners
Do
- Always verify customer details before transactions.
- Keep your wallet adequately funded.
- Display Finigenie branding prominently in your shop.
- Provide printed receipts to customers.
Don't
- Never share your OTP or PIN with anyone.
- Do not charge extra fees beyond official rates.
- Avoid sharing customer personal data.
- Do not use personal accounts for business transactions.
All services are provided in partnership with regulated bank partners. Wallet funds always remain the property of the partner until transacted.
How and When You Get Paid
Onboarding
No initial setup fees for basic retail partners. Premium starter kits available.
Commission Cycle
Real-time credit for utility payments. Weekly settlement for insurance and loans.
Taxes
TDS deducted as per government norms. TDS certificates provided monthly.
Ready to Become a Retail Partner?
Join our network of successful retail partners today.
Enterprise & White-Label Partners
Build on Finigenie's Enterprise Platform
Leverage our robust infrastructure to power your own financial products or integrate our workflows into your existing systems.
White-Label Platform
Launch your own-branded financial services quickly.
Enterprise Workflows
Integrate via APIs into your ERP or custom software.
Rapid Deployment
Go to market faster with our pre-built modules.
Ongoing Support
Dedicated service and account management.
What We Look For In A Partner
Infrastructure
Acquiring rails and merchant settlement capability.
Go To Market
Market access, branding and on-ground acquisition support.
Claims Management
Contracting, compliance and relationship management.
How Partners Earn
Recurring Transaction Revenue
A share of processed transaction margins.
Enterprise Activation Fees
A one-time fee per major account onboarded.
Platform Fees
A share of ongoing platform subscription revenue.
* Illustrative structure based on partnership model.
Why Partner With Finigenie
Speed to Market
Launch in weeks, not months.
Immediate Revenue
Monetize from day one.
Low Operational Risk
Recurring revenue without operational overhead.
Enterprise-Grade Product
A platform built to outperform generic in-house builds.
Ready to Build Together?
Got Questions?
Everything you need to know about Finigenie. Can't find the answer? Talk to our team.
A Voice Cash Ledger lets you record transactions by simply speaking instead of manually typing or writing them. Finigenie converts your voice into organized transactions, invoices, and ledger entries.
Simply speak the transaction details, such as the customer name and amount. Finigenie processes the information, creates an invoice, generates a payment link, and updates your ledger once payment is received.
Yes. Finigenie supports offline transaction recording. Your transactions are stored securely and synced automatically when your internet connection is restored.
Customers can pay through UPI, cards, bank transfers, and supported international payment methods. You can share a single payment link with your customers.
Yes. Finigenie can integrate with accounting platforms such as Tally, Zoho Books, QuickBooks, SAP, Oracle, and custom ERP systems through APIs or supported integrations.
Yes. Finigenie supports role-based access for owners, managers, staff, and accountants, allowing each team member to access only the features relevant to their role.
Yes. Finigenie uses encryption, role-based access controls, authentication, and audit logs to help protect your business data and transaction records.