One Tap. No Cash, No Change, No Queues.
Customers load a wallet once and pay with a tap of an RFID or NFC card — closed-loop, secure, and restricted to your own machines and counters by design.
Wallet balance
₹482.50
Trusted by
Where Closed-Loop Payments Work
One tap-to-pay wallet replaces cash and coins across malls, vending machines, campuses, and venues — built for merchants across India and the UAE.
Shopping Malls
One wallet card lets shoppers pay at every store, counter, and parking gate — no separate loyalty cards needed.
Vending Machines
Tap-pay vending eliminates jammed cash and coin machines, unlocking every dispenser instantly and reliably.
Events & Ticketing
One RFID wristband or card handles entry, food stalls, and merchandise at any venue with zero cash handling.
Office Canteens
Employees top up once and tap for meals, snacks, and vending — finance teams get automated spend tracking.
Schools & Campuses
Students carry one safe, cashless card for canteens, libraries, and campus stores with parent-controlled top-ups.
Six Payment Features. Instant. Secure. Automated.
Everything you need to take cash out of the equation, in one closed-loop wallet infrastructure.
Closed-Loop Wallet
Every card is tied to a fixed-spend wallet with real-time balance tracking and a complete cryptographic audit trail.
Instant Tap-to-Pay
A compact RFID/NFC reader validates the card and authorises payment in under 800 milliseconds, every time.
Rewards & Coupons Engine
Configure cashback, time-bound campaigns, and coupon redemption rules directly on top of wallet spend.
Multi-Roll Recharge
Top up cards via UPI, cards, net banking, kiosk cash deposit, or automated bulk payroll recharge in one flow.
Utility Bill Payments
Cardholders pay mobile, DTH, electricity, and other bills directly from their wallet balance through BBPS.
Real-Time Admin Console
Monitor transaction volume, settlement, and fleet health across every reader and card from one live dashboard.
Get Cashless in Four Simple Steps.
Most brands go live with issued cards and installed readers within days, not months.
- STEP 01
Issue Cards
Onboard customers instantly and load their wallet with a starting balance or credit line.
- STEP 02
Install Readers
Compact, plug-and-play readers connect to your existing machines and terminals in minutes.
- STEP 03
Tap & Authorise
A tap verifies the card and balance in real time, authorising the transaction instantly.
- STEP 04
Settle & Report
Every transaction settles automatically and syncs into a live report, with zero manual reconciliation.
Pay With Complete Confidence.
Live monitoring across every card, counter, and vending terminal with 99.4% guaranteed authorization uptime.
- Sub-second tap authorization (<800ms)
- Works 100% offline with auto-sync
- Zero cash leakage & automated split reconciliation
Transactions today
1,284
Avg. ticket size
₹146
Auth success rate
99.4%
Cashless Payments Goes Further.
Extend closed-loop wallet capabilities with real-time loyalty incentives and instant utility bill clearance.
Rewards & Coupons Engine
Set earn rates per spend, let customers redeem points for vouchers, layer in tiers and referral bonuses, and run location- or time-specific campaigns — all from the admin console, no engineering work needed.
Utility Bill Payments
Cardholders pay mobile recharges, DTH, electricity, gas, broadband, and insurance premiums directly from their wallet, routed through licensed billing rails.
Got Questions?
Everything you need to know about Finigenie. Can't find the answer? Talk to our team.
Finigenie provides a closed-loop cashless payment solution that allows customers to preload a digital or physical wallet once and tap an RFID wristband, NFC card, or phone to complete transactions instantly across all your counters, stores, and machines.
Customers simply tap their NFC/RFID card or wristband against a compact reader. The system authenticates the wallet and deducts the amount in under 800 milliseconds, eliminating cash handling, change issues, and long checkout queues.
Yes. Our NFC and RFID readers support offline transaction verification and local balance caching. Transactions are securely stored with cryptographic audit logs and sync automatically as soon as network connectivity is restored.
Wallets can be recharged via UPI, debit/credit cards, net banking, on-premise self-service kiosks, or cashier top-up points. For corporate canteens or events, bulk payroll and automated wallet recharges are also supported.
Yes. Finigenie includes a built-in Rewards & Coupons engine. You can configure cashbacks, tiered loyalty points, and time-bound promotional discounts that apply automatically whenever a customer taps to pay.
Finigenie provides plug-and-play, compact RFID/NFC readers that connect via USB, Serial, or Wi-Fi/Ethernet directly to your existing POS terminals, vending machines, kiosks, or turnstiles in just minutes.
Our closed-loop cashless solution is deployed across shopping malls, office canteens, university campuses, amusement parks, music festivals, food courts, and unattended vending machine fleets across India and the UAE.
Yes. Finigenie offers seamless API integrations and webhooks for popular POS, billing, and ERP platforms such as SAP, Oracle, Tally, and Zoho, enabling real-time automatic reconciliation and inventory synchronization.
Every transaction uses bank-grade encryption, role-based operator permissions, anti-tamper card protocols, and cryptographic audit trails, ensuring funds cannot be duplicated, skimmed, or misused outside your authorized ecosystem.
The Finigenie Admin Console provides live transaction analytics and automated multi-vendor splits. You can track sales per machine or tenant counter, automate fee deductions, and trigger instant settlements with zero manual reconciliation.
Calculate Your ROI
Make informed investment decisions with our advanced ROI calculator.
Calculate Your ROI
Make informed investment decisions with our advanced ROI calculator.