One Tap. No Cash, No Change,
No Queues.
Powering Metro rail ticketing, mall food courts, school and office canteens, and concerts.
Commuters and visitors simply queue, collect their QR code ticket or NFC card, and tap to access services instantly.
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Where Closed-Loop Payments Work
One unified cashless ecosystem across metro rail turnstiles, mall food courts, school & office canteens, and concerts — queue, collect a QR code or tap card, and access services without delays.
Metro Rail Ticketing System
Commuters queue at self-serve kiosks, collect an instant QR paper/digital code or tap NFC smart cards at AFC gates for rapid, zero-friction station entry.
Mall Food Court
Diners queue at central recharge desks or self-service kiosks, collect a unified QR or reloadable tap card, and seamlessly redeem meals across multiple food stalls.
School & Office Canteen
Students and employees quickly queue at meal counters, scan prepaid QR tokens or tap smart ID cards for lunch, avoiding cash handling during peak rush hours.
Events & Concert Ticketing
Attendees queue at entry points to collect wristband QR codes or RFID bands to validate access tickets, purchase festival drinks, and buy merchandise in a flash.
QR Code Token Dispenser Kiosks
Patrons select services, pay via UPI/card, instantly collect printed or SMS QR tickets, and redeem services across turnstiles, counters, or rides.
Multi-Store Retail & Arcades
One unified preloaded wallet or QR pass works across retail outlets, gaming zones, and parking gates with automatic tenant settlements.
Six Payment Features. Instant. Secure. Automated.
Everything you need to take cash out of the equation, in one closed-loop wallet infrastructure.
Closed-Loop Wallet
Every card is tied to a fixed-spend wallet with real-time balance tracking and a complete cryptographic audit trail.
Instant Tap-to-Pay
A compact RFID/NFC reader validates the card and authorises payment in under 800 milliseconds, every time.
Rewards & Coupons Engine
Configure cashback, time-bound campaigns, and coupon redemption rules directly on top of wallet spend.
Multi-Roll Recharge
Top up cards via UPI, cards, net banking, kiosk cash deposit, or automated bulk payroll recharge in one flow.
Utility Bill Payments
Cardholders pay mobile, DTH, electricity, and other bills directly from their wallet balance through BBPS.
Real-Time Admin Console
Monitor transaction volume, settlement, and fleet health across every reader and card from one live dashboard.
Get Cashless in Four Simple Steps.
Most brands go live with issued cards and installed readers within days, not months.
- STEP 01
Queue & Collect QR / Card
Visitors queue at self-service kiosks or counters, select their ride or meal, and collect a QR code ticket or tap card.
- STEP 02
Install Fast Readers
Compact QR barcode scanners and NFC tap readers integrate directly with metro AFC gates, canteen POS, and turnstiles.
- STEP 03
Scan, Tap & Use Service
Patrons scan the QR code or tap their card to instantly unlock metro gates, validate concert entry, or redeem meals in under 800ms.
- STEP 04
Instant Settle & Splits
Every ride, meal, and stall sale is recorded and split automatically across vendors and operators with zero manual reconciliation.
Pay With Complete Confidence.
Live monitoring across every metro turnstile, food court terminal, school/office canteen counter, and concert gate with 99.4% authorization uptime.
- Sub-second tap authorization (<800ms)
- Works 100% offline with auto-sync
- Zero cash leakage & automated split reconciliation
Cashless Payments Goes Further.
Extend closed-loop wallet capabilities with real-time loyalty incentives and instant utility bill clearance.
Rewards & Coupons Engine
Set earn rates per spend, let customers redeem points for vouchers, layer in tiers and referral bonuses, and run location- or time-specific campaigns — all from the admin console, no engineering work needed.
Utility Bill Payments
Cardholders pay mobile recharges, DTH, electricity, gas, broadband, and insurance premiums directly from their wallet, routed through licensed billing rails.
Cash & Banking POS vs. Finigenie Closed-Loop NFC
Why high-volume transit gates, stadium venues, and food courts choose offline-ready closed loop architecture.
| Metric / Requirement | Cash & Standard POS | Finigenie NFC & RFID |
|---|---|---|
| Transaction Authorization Speed | 15 to 30 seconds (PIN entry, cash change) | Under 800 milliseconds tap-and-go |
| Network Dependency | Strictly requires live bank server connection | 100% offline cryptographic tap with auto-sync |
| Multi-Vendor Revenue Settlement | Manual calculation of receipts per vendor | Automated real-time split & commission disbursement |
| Theft & Leakage Vulnerability | High cash pilferage & register discrepancies | Zero cash exposure with encrypted wallet balances |
Got Questions?
Everything you need to know about Finigenie. Can't find the answer? Talk to our team.
Finigenie provides a closed-loop cashless payment solution that allows customers to preload a digital or physical wallet once and tap an RFID wristband, NFC card, or phone to complete transactions instantly across all your counters, stores, and machines.
Visitors or commuters queue at automated self-service kiosks, ticket counters, or online portals to select their transit ride, meal, or event entry. They instantly receive a printed or digital QR code (or tap-to-pay NFC card/wristband). Upon reaching the AFC gate, food stall, or entry turnstile, they simply scan the QR code or tap their card to validate and access services in under 800 milliseconds.
Passengers queue at station TVMs (Ticket Vending Machines) or counters, pay via UPI/cashless methods, and collect a journey QR token ticket. At automated fare collection (AFC) gates, they scan the QR code to pass through. NFC smart transit cards are also supported for regular daily commuters.
Instead of carrying cash to every individual restaurant counter, diners queue at a central kiosk or recharge counter, collect a preloaded food court QR code or smart tap card, and visit any stall to redeem meals. At the end of the day, all multi-vendor settlements and revenue splits happen automatically.
Students and employees queue at meal stations or reloadable kiosks, collect a subsidized meal QR code or tap their campus/corporate ID card. Canteen operators scan the token or tap the card instantly, eliminating lunch hour bottlenecks, cash handling, and manual billing errors.
Event-goers queue at registration gates to collect waterproof RFID wristbands or dynamic QR codes. One single credential acts as gate access ticket, food & drink payment pass, and merchandise token, preventing ticketing fraud and expediting queue throughput.
Yes. Our AFC gates, turnstiles, and POS readers support offline cryptographic verification and local token caching. Transactions and scans sync automatically as soon as network connectivity is restored, ensuring zero gate freezes during peak commute or concert rushes.
Finigenie provides plug-and-play, dual QR barcode scanners and RFID/NFC readers that connect via USB, Serial, or Wi-Fi/Ethernet directly to your existing AFC gates, food court POS terminals, kiosks, and turnstiles in just minutes.
Yes. The Finigenie Admin Console provides live transaction analytics and automated multi-vendor splits. You can track sales per stall or merchant, automate revenue share and commission deductions, and disburse daily settlements with zero manual reconciliation.
Calculate Your ROI
Make informed investment decisions with our advanced ROI calculator.
Calculate Your ROI
Make informed investment decisions with our advanced ROI calculator.