Simplify finance. Accelerate Growth.

One platform to pay vendors, unlock credit and gain real‑time visibility.

What You Can Do

Pay vendors via card

Use your credit card even if vendors don’t accept cards

Invoice Discounting

Access early funds without a loan.

Corporate Credit Line

Flexible working capital when you need it

Utility Bill Payments

Manage bulk bill payments and vendor payouts from one portal

AI Agents & Automation

Access early funds without a loan.

Integrated Dashboard

Track expenses, generate CO₂ scores and stay compliant

Payments Processed
0 Cr+
Invoices Discounted
0 +
POS DEVICES SOLD
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Happy Businesses
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We were constantly waiting 30-45 days for payments from clients, and it often delayed our own purchase cycles. Finigenie’s invoice discounting option gave us access to early funds without having to chase down loans. Also, we installed their POS solution at our warehouse for on-spot vendor collections — and it’s been a game-changer. Their team is responsive and understands the pressure of running a business. Highly recommend if you want working capital peace of mind.

Mukesh Rawat

Director, EldSquare Pvt. Ltd.

Get started quickly

Onboarding
Day 1 – Set up

Connect your bank accounts and credit cards; personalise your policy in minutes.

Transactions
Week 1 – Start transacting

Begin paying vendors, schedule recurring bills and invite team members.

Growth
Day 30 – Optimise

Analyse spend patterns, unlock credit and automate workflows.

Onboarding
Day 1 – Set up

Connect your bank accounts and credit cards; personalise your policy in minutes.

Transactions
Week 1 – Start transacting

Begin paying vendors, schedule recurring bills and invite team members.

Growth
Day 30 – Optimise

Analyse spend patterns, unlock credit and automate workflows.

How Finigenie saves you time & money

  • Unified payments & collections:

    Replace multiple apps with one platform for all payouts and receivables.

  • Smart automation

    AI‑powered agents handle repetitive tasks so you focus on growth

  • Real‑time visibility

    Integrated dashboards deliver up‑to‑the‑minute spend analytics and CO₂ footprint monitoring

Our Partners

We used to juggle between spreadsheets and multiple apps to manage payments to over 60 transport partners every month. With Finigenie, not only did we centralize our entire vendor payment process, but we also started using our business credit card for most payouts — something we had never imagined before. The system is clean, transparent, and makes reconciliation easy. What really surprised us was becoming credit-eligible simply by doing what we already do — pay bills!

Rajib Mehra

Founder, Atlas Logistics & Shipping

Recognized by the Best in Fintech & Innovation

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Tracking team expenses across different projects used to be chaotic. We often lost receipts, delayed reimbursements, and overspent without even realizing it. BharatBiz helped us fix that overnight. Now each team lead has their own card with preset limits, and all spending is logged in real time. The cashback is a great bonus, but what really makes a difference is the transparency. I finally feel in control of our business expenses, without having to chase anyone for reports.

Nikita Sharma

Operations Head, CraftHaven Interiors