Utility & Toll Management · India + UAE
Every bill paid. Every truck moving. Zero firefighting.
Finigenie is the orchestration layer that issues corporate FASTags, auto-recharges them on credit, and pays — then reconciles — every utility bill across all your locations. One dashboard. Two corridors. No login-hopping.
20,000+
BBPS billers (India)
DEWA · SEWA
ADDC + free-zone (UAE)
T+0
settlement
Fleet · FASTag Live
Auto-recharge On
+₹2,000 credit
₹185
reconciled
The hidden tax on operations
Utilities & tolls are small line items — until they break something big.
For multi-location and fleet-heavy businesses, the cost isn’t the bill. It’s the late fees, the blacklisted tags, the stuck trucks, and the finance team buried in 40 provider portals.
A low FASTag = a stopped truck
Low balance is the single biggest cause of FASTag blacklisting. A blacklisted tag means a declined toll, a 2x penalty, and a driver stranded at the plaza — with last-minute recharge no longer accepted once you’re inside the 60-minute window.
2× toll penalty + lost delivery time
40 portals, 40 passwords
Each site has a different provider, billing cycle and login. Finance teams manually collect, key in, and cross-check bills across locations — the perfect breeding ground for missed due dates and duplicate payments.
Hours lost · avoidable late fees
Reconciliation done in spreadsheets
Settlement files show net credits; the ERP needs transaction-level detail. So teams export data out, match it by hand in Excel, then re-enter it. Every month. Across every entity and currency.
Manual matching = manual errors
Corporate FASTag
Issue tags in bulk. Earn on every recharge.
For corporate & fleet clients
One window for the entire fleet's tags
Skip the bank queues and per-vehicle paperwork. Issue, KYC, and activate FASTags for your whole fleet from a single corporate account — then manage balances, transaction history and status across every vehicle in one view.
- Bulk issuance — onboard dozens or hundreds of vehicles against one corporate KYB, no per-tag portal hopping.
- Volume discounts on every recharge — corporate clients earn negotiated rebates and treasury-grade rewards on toll spend that individual top-ups never get.
- One ledger — every tag, every toll, every recharge mapped to vehicle, route and cost-centre.
Recharge economics · 120-truck fleet
120
1
rebate
T+0
- FASTag Credit
Get FASTag credit, so the owner can sleep at night.
The tag recharges itself while the truck moves. When a wallet dips below your threshold, Finigenie draws from a pre-approved credit line and tops it up automatically — before the vehicle ever reaches a plaza. No 2 a.m. calls. No stranded loads. No double-toll penalties.
- Auto top-up on credit — recharge happens against your line, not your cash float, so working capital stays free.
- Beat the blacklist window — proactive top-ups keep tags active well before the 60-minute cutoff where last-minute recharges stop working.
- Settle on your cycle — consolidate all fleet toll spend and repay on agreed terms.
AI-based bill payment automation
Bills find themselves, pay themselves, and file themselves.
Connect your utility accounts once. Finigenie’s AI agents scan inboxes and provider portals for new bills, verify biller details, flag anomalies, and dispatch payment through BBPS or global rails — within rules you set.
- Auto-detect & verify — agents read incoming invoices, confirm the biller, and catch duplicate or out-of-pattern charges before money moves.
- Rule-based auto-pay — pay recurring bills automatically under a threshold; route the rest for one-tap approval.
- Bulk pay — clear thousands of bills across locations in a single action, no manual entry.
- Never a late fee — due-date detection ends the silent leakage of penalty charges.
Connect / Integrate
Link accounts or forward invoices by email & API.
AI auto-detects
Agents scan for new bills, verify billers, flag anomalies.
Pay instantly
Dispatched via BBPS or global rails, within your rules.
Reconcile
Categorised transactions sync straight to your ERP.
Utility payments & reconciliation
Pay across every location. Reconcile to the last fil.
Recharge economics · 120-truck fleet
paid.synced
paid.synced
paid.synced
paid.synced
One dashboard for electricity, water, gas, mobile and Wi-Fi across all your sites — India and UAE. Every payment is categorised by location and cost-centre, then two-way synced to your accounting stack automatically.
- Multi-location, multi-currency — AED and INR, every site, no portal-hopping.
- 2-way ERP sync — auto-matched records with Tally, Zoho Books, SAP, Oracle & custom ERPs via SDK and API.
- Zero manual matching — settlement detail mapped to the ledger so finance closes the month faster.
Programmable bill payments
If this, then pay. Treasury logic you can code.
Move beyond fixed auto-pay. Define payment logic with rules, thresholds, approvals and triggers — so money moves exactly when your business says it should, and never when it shouldn’t.
- Conditional rules — pay only if amount is within tolerance of last month; hold & alert if it spikes.
- Approval workflows — auto-clear small bills, escalate large ones to the right approver.
- API & webhooks — trigger payments from your TMS, ERP or internal systems. Live in ~7 days.
// programmable utility rule
when bill.received("DEWA") {
if bill.amount <= avg30d * 1.15 {
pay(bill, rail: "BBPS");
sync(erp: "Tally");
} else {
hold(bill);
notify("finance.head");
}
}Built for your sector
Where it hurts → what you win, fast.
Logistics & Fleet
Pain: Manual top-ups across hundreds of tags, stranded trucks, double-toll penalties, fuel & toll spend invisible until month-end.
Retail Chains
Pain: Dozens of stores, each with its own DEWA/CESC/Wi-Fi account, billing cycle and login. Late fees and duplicate payments hide in the volume.
Quick win: Every store’s utilities on one dashboard, auto-paid before due date, auto-reconciled by location.
Real Estate & Facilities
Pain: Utilities across hundreds of units, tenant move-ins/outs, deposits, disconnection risk on unpaid bills.
Quick win: Per-unit utility automation with disconnection-risk alerts and clean owner/tenant ledgers.
Manufacturing & Distribution
Pain: High-value power bills across plants; a billing spike or missed payment hits production directly.
Quick win: Programmable rules hold & flag anomalous bills before payment; bulk-pay the rest in one action.
Hospitality & QSR
Pain: Many outlets, thin back-office, seasonal volume swings that overwhelm AP during peak.
Quick win: Set-and-forget recurring bill automation that scales through peaks without extra headcount.
Multi-entity / India + UAE
Pain: Separate stacks per country, FX friction, fragmented reporting across entities and currencies.
Quick win: India BBPS + UAE DEWA/SEWA in one orchestration layer, AED & INR, consolidated reporting.
- One platform · two corridors
India edge meets UAE edge.
The orchestration and intelligence layer above the banking stack — never a replacement for it. Regulated activity flows through licensed partners; you get one dashboard.
IN India Edge
AE UAE Edge
Content to build
The video & visual assets that sell this page
A suggested content kit — what to film, what to design, and where each asset lives on the page.
Hero film · 30–45s
The truck that never stops
Dashcam-style: low-balance alert → silent auto-recharge on credit → tag clears at the plaza. The emotional hook for the whole page.
Product demo · 60–90s
Bulk FASTag issuance walkthrough
Screen-record issuing 50 tags on one KYB, then the consolidated recharge view. Proof the “one window” claim is real.
Hero film · 30–45s
The truck that never stops
Dashcam-style: low-balance alert → silent auto-recharge on credit → tag clears at the plaza. The emotional hook for the whole page.
Product demo · 60–90s
Bulk FASTag issuance walkthrough
Screen-record issuing 50 tags on one KYB, then the consolidated recharge view. Proof the “one window” claim is real.
Stop chasing bills. Stop stranding trucks.
See how Finigenie issues your fleet’s FASTags, keeps them topped up on credit, and pays every utility bill across India & the UAE — reconciled, automatically.
