Finigenie
Fleet & FASTag Management — India

Every bill paid.Every truck moving. Zero firefighting.

Finigenie is the unified platform that issues corporate FASTags, auto-recharges them on credit, and pays every utility bill across all your locations — with one consolidated dashboard, and zero manual reporting.

20,000+vehicles onboardedT+0 settlement
Fleet · FASTag LiveAuto-recharge On
WB38-C-4471 · balance low+₹2,000 credit
Toll · Dankuni Plaza₹185
Synced to Tallyreconciled
NPCI · BBPSTallyZohoSAPRazorpay

Bills & Utilities API

Utilities & tolls are small line items — until they break something big.

For multi-location and fleet businesses, one missed recharge or one unpaid bill can stall a truck, cut power to a site, or block a shipment. Finigenie brings toll, utility, and finance workflows into a single dashboard so nothing slips through.

A low FASTag = a stopped truck

One vehicle runs low on balance mid-transit and it's stuck at the toll plaza, blocking the whole fleet schedule behind it. Auto-recharge on credit means that never happens.

40 portals, 40 passwords

Fleet managers juggle separate logins for FASTag and toll operators just to check a balance. One dashboard replaces every one of them.

Reconciliation done in spreadsheets

Finance teams manually match hundreds of toll deductions and utility charges against bank statements every month. Finigenie reconciles it automatically, in real time.

Bulk Issuance

Issue tags in bulk. Earn on every recharge.

One window for the entire fleet's tags.

Skip the branch queues and per-vehicle paperwork. Bulk FASTag issuance, volume discounts on every recharge, and one ledger to manage transponders, renewals, and toll spend across your entire fleet — all from a single dashboard.

  • Bulk issuance

    Onboard dozens or hundreds of vehicles in a single upload — no branch visits, no per-vehicle paperwork.

  • Volume discounts on every recharge

    Negotiated rates that lower per-vehicle costs automatically as your fleet scales.

  • One ledger

    Every toll, tag renewal, and recharge tracked and reconciled automatically in a single ledger.

Recharge Summary

Last 30 days

120

tags recharged this month

1

rebate tier unlocked

5%

rebate — cashback earned

T+0

settlement — instant payout

FASTag Creditlive
Available creditAuto-recharge active

Balance skipped toll threshold

DL01 · AB 1234

Blacklisted

₹12,500 drawn from credit line

MH04 · CD 5678

Recharged

Weekly settlement scheduled

20 vehicles · consolidated

Scheduled

Fleet FASTag Financing

Get FASTag credit, so the owner can sleep at night.

The toll recharges won't wait until morning. Finigenie extends short-term credit against every fleet balance, so a driver's tag tops up automatically before it hits zero — even at 2 a.m. — and every rupee is settled in one clean invoice.

  • Auto top-up on credit — no manager approval, ever, so no truck waits at the toll plaza.

  • Reset the blacklist window — provider top-up lags settle instantly so an idle NH tag never blocks vehicles mid-transit.

  • Settle on your terms — consolidate all fleet spend and repay on agreed terms, not a per-recharge basis.

Bill Payment Automation

Bills find themselves, pay themselves, and file themselves.

Connect your utility accounts once and Finigenie's agent scans invoices and vendor portals for new bills, validates every charge line by line, and issues payment straight from your BBPS or global account — with zero manual entry.

  1. 1Connect / Integrate
  2. 2AI auto-detects
  3. 3Pay instantly
  4. 4Reconcile

Multiple Locations Live

In Sync
MSEDCL · Mumbai HQScheduled
BSES · Delhi BranchPaid
MSEB · Mumbai WarehousePending
Jio · All branchesPaid

Updated just now · T+0 settlement

Utility Payments & Reconciliation

Pay across every location. Reconcile to the last fill.

One dashboard for electricity, water, gas, mobile, and Wi-Fi bills at every site — payments schedule themselves before the due date, and every reading matches your ledger automatically.

  • Multi-location, multi-currency

    AED and INR bills, gas mobile and Wi-Fi entry, every payment consolidated across borders.

  • 2-way ERP sync

    Auto-matched records with Tally, Zoho, custom ERPs, or your BBPS and API.

  • Zero manual matching

    No between reconciled charged to the ledger via fixed-price done every month automatically.

One Dashboard for Every Corporate Utility

Eliminate late fees, disconnected lines, and endless portal logins. Finigenie brings all regional utility providers into a centralized corporate payment rail.

Electricity & Power

ADDC, BESCOM, Tata Power, MSEB, PSPCL, Torrent & 50+ Discoms

Automate recurring high-voltage industrial and commercial power bill settlements without manual PDF processing.

Instant receipt generation & ERP sync

Water & Sewage

Municipal Corporations, Water Boards, ADDC, Free Zone Authorities

Unified tracking across municipal water supplies and industrial wastewater treatments for multi-site operations.

Instant receipt generation & ERP sync

Piped Gas & Industrial Fuel

IGL, MGL, Adani Total Gas, Gujarat Gas, Mahanagar Gas & Regional Distributors

Scheduled auto-payments with threshold spend validations to prevent supply disruptions in manufacturing and hospitality.

Instant receipt generation & ERP sync

Telecom, Internet & Leased Lines

Airtel Business, Jio Enterprise, Vodafone Idea, Du, Etisalat, Tata Tele

Consolidate hundreds of enterprise broadband, leased lines, SIM pools, and VoIP bills into a single monthly payment workflow.

Instant receipt generation & ERP sync

Consumption Anomaly Flags

AI agents flag unexpected spikes in kWh or water volume before you pay, helping spot facility leaks and metering errors.

Due-Date Buffer Automation

Configure payments to trigger 3–5 days ahead of due dates automatically to secure early bird vendor rebates and avoid disconnections.

Consolidated Invoicing

Download a unified monthly statement with all bill IDs, payment timestamps, tax amounts, and ERP journal references in one click.

Programmable Bill Payments

If this, then pay. Treasury logic you can code.

Move beyond fixed auto-pay. Define payment approvals and triggers with rules, not manual review, so payments release exactly when your business logic says they should — no more, no less.

  • Conditional rules — pay only if amount is within tolerance of expected result, before it is applied.

  • Approval workflows — auto-route payments above threshold, escalate multiple approvers.

  • API & webhooks — trigger payments from your TMS, POS, or internal systems in 1–3 days.

payment-rule.json
{
  "rule": "pay_on_confirmed_delivery",
  "when": {
    "event": "pod.confirmed",
    "amount_match": true
  },
  "then": {
    "action": "release_payment",
    "rail": "BBPS",
    "sla": "T+0"
  }
}

Built for Every Industry

Where it hurts — what you win, fast.

Logistics & Fleet

Pain

Manual toll top-ups, unreconciled diesel spend, and drivers stuck at gates over unpaid FASTags.

Quick win

Auto-recharge on credit and reconciled fuel and toll spend live per vehicle, from day one.

Retail Chains

Pain

Every store reconciled by hand, cash-in-transit delays, and mismatched daily settlement reports.

Quick win

Every store's daily cash and card settlement matched automatically by the next morning.

Real Estate & Facilities

Pain

Rent, utility, and vendor payments tracked across spreadsheets with no single source of truth.

Quick win

Rent collection and vendor payables scheduled, tracked, and reconciled per property.

Manufacturing & Distribution

Pain

Fragmented supplier payment terms and manual PO-to-invoice matching slow procurement down.

Quick win

Supplier payments released automatically once purchase orders and invoices match.

Hospitality & QSR

Pain

Multi-outlet cash handling, vendor bills, and payroll advances all managed separately by hand.

Quick win

One dashboard for every outlet's vendor bills, cash reconciliation, and payroll advances.

Multi-entity

Pain

Cross-border entities juggle separate banking rails, currencies, and compliance requirements.

Quick win

One platform for AED and INR payments, reconciliation, and compliance across both markets.

Got Questions?

Everything you need to know about Finigenie. Can't find the answer? Talk to our team.

Can a business get FASTag on-credit instead of prepaying a wallet?

Yes. Finigenie extends short-term credit against every corporate FASTag balance instead of requiring you to pre-fund a wallet. Your tags top up automatically on credit whenever they run low, and the full amount is settled in one consolidated invoice at the end of each cycle.

How does the FASTag auto-recharge on credit work?

Finigenie continuously monitors every vehicle's FASTag balance. The moment a tag crosses your set threshold, it's topped up automatically on credit — with no manager approval needed and no driver ever left waiting at a toll plaza.

What happens if a FASTag runs out mid-transit?

With Finigenie, this shouldn't happen — auto-recharge triggers well before a balance hits zero. If a provider top-up lag does occur, Finigenie's credit line settles it instantly, resetting the blacklist window so a stuck tag never blocks a vehicle mid-route.

How is FASTag credit settled? Is it per-recharge or consolidated?

FASTag credit is consolidated, not billed per recharge. All fleet-wide toll spend across every vehicle is combined into a single invoice, settled on agreed terms — making reconciliation and repayment far simpler than tracking hundreds of individual top-ups.

Can I issue FASTags in bulk for my entire fleet?

Yes. Finigenie supports bulk FASTag issuance for dozens or hundreds of vehicles in a single upload, with no branch visits or per-vehicle paperwork, plus volume discounts on recharges as your fleet scales.

Does Finigenie replace multiple FASTag and utility portals with one dashboard?

Yes. Instead of logging into separate FASTag and toll operator portals, fleet managers manage every tag balance, recharge, and utility bill from a single Finigenie dashboard.

How is FASTag and utility spend reconciled?

Every recharge, toll deduction, and utility payment is automatically matched against bank statements and ledgers in real time, eliminating manual spreadsheet reconciliation at month-end.

Is FASTag credit available for businesses across both India and the UAE?

Yes. Finigenie supports fleet and utility payments across India and the UAE, including multi-currency handling in INR and AED, so multi-entity businesses can manage toll credit and reconciliation from one platform.

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