Finigenie Business Payment Solutions
Pay Smarter. Track Better. Unlock Credit.
Manage all your business payments in one place—whether it’s paying vendors via credit card, transferring funds to bank accounts, handling mobile recharges or bulk utility bills. With Finigenie, you get complete control, real-time tracking, and the chance to build your creditworthiness through everyday transactions. It’s the smartest way to simplify vendor payments and grow your business.

What You Can Do
Pay Vendors via Credit Card
Use your card even if vendors don’t accept them. Funds go straight to bank accounts.
Credit Card to Credit Card
Make payments directly from your card to a supplier’s credit card.
Credit Card to Bank Account
Transfer funds from your credit card to a vendor’s bank account securely.
Pay Rents via Credit Card
Use your card even if vendors don’t accept them. Funds go straight to bank accounts.
Mobile Recharges
Do mobile recharges for various carriers directly from our platform. You can also recharge in bulk.
Bulk Bill Payments
Pay electricity, internet, and other bills for multiple vendors at once.
Cash Transfer Logs
Maintain clear records of every transaction with searchable logs.
Become Loan Eligible
Use your transaction history to qualify for business credit—no paperwork required.
How It Works
Add your vendor
Easily add your vendors manually, upload via Excel, or integrate through APIs to manage all payees from one dashboard.
Select Payment Mode
Choose how you want to pay—credit card, UPI, bank transfer, or bulk bill payments—even if the vendor doesn’t accept cards.
Review & Approve
Set up approval workflows or handle payouts yourself with instant confirmation before every transaction is processed.
Track Everything
Use our real-time dashboard to monitor payment status, spending patterns, and vendor-specific transaction history.
Grow Your Credit
Every transaction is recorded and logged—helping you build a verified credit profile and become eligible for business loans.

Why Us
Why Switch to Finigenie?
Use Credit Everywhere
Make payments via credit card—even when your vendors don’t accept cards.
All Payments, One Platform
Handle vendor payouts, mobile recharges, and bulk utility bill payments in a single dashboard.
Turn Payments into Credit Power
Your transaction history helps build creditworthiness—no paperwork or collateral needed.
Full Control & Transparency
Set payment approvals, track every transaction in real time, and maintain complete control over your business spend.







Scenarios
How our Business Payment Solution work for your business growth
Scenario
Daily hotel bookings, vendor settlements, recharge needs, and payments to freelance guides created accounting chaos.
How We Helped
Finigenie offers a comprehensive Business Payment solution—enabling credit card payments to hotels, automated mobile recharges, and bulk partner payments—all from one dashboard.
Impact
Saved 15+ hours/month in admin work, improved vendor relationships, and unlocked access to short-term working capital.
Scenario
Multiple raw material suppliers, utility bills, and shift-based labor payments meant complex manual processes.
How We Helped
We centralized all payments—credit card to bank, bulk bills, and vendor disbursements—on a single smart platform with tracking.
Impact
Reduced payment errors by 70%, improved visibility on cash flow, and helped qualify for a credit line based on payment activity.
Scenario
High-volume payments for fuel, tolls, drivers, and vehicle maintenance vendors were difficult to monitor and reconcile.
How We Helped
Finigenie enabled card-based payouts, fuel card top-ups, and expense categorization for every transaction—fully traceable.
Impact
Cut operational leakages, gained full transaction logs, and improved cost control across fleet operations.
Scenario
Daily payouts to suppliers, marketing agencies, utilities, and staff created fragmented financial records and cash strain.
How We Helped
Using credit card-based payments and scheduled payouts, Finigenie helped manage bills, vendors, and recharges with ease.
Impact
Streamlined payments across stores, optimized credit card cycles, and improved financial reporting for better decision-making.
We started using Finigenie to pay our raw material suppliers via credit card, and it completely transformed our cash flow. Earlier we were always chasing due dates—now we use the card cycle smartly and never miss a payment.

Finigenie made our vendor payments and bill settlements extremely easy. I can now pay multiple vendors in one go, schedule mobile recharges for staff, and even track every rupee spent. The dashboard is a game-changer.

We used to rely on manual logs and spreadsheets for payouts. Finigenie not only automated the entire process but also helped us qualify for a small business loan—all because our transactions were properly recorded.
